ࡱ> %` Pbjbj ̟̟ddddddd$...P.T8/tBl//p(0(0(0F2F2F2+B-B-B-B-B-B-B$,dd>(0/ PE&.5C> A B0BM>RbG6 bG>bGd>F22r8X3\3MF2F2F2QBQB=8XF2F2F2B5555d dP!D  P!dddddd Small Business Finance Assessment Task Cover Sheet Students Name:Employer: Please complete and check all shaded sections before mailing to the College. Make sure this cover sheet is securely attached to your Assessment Task. Please (() the type of submission (Full Submission Partial Submission Resubmission Small Business Partial completion of BSBSBM406A; BSBSBM402A Participant Declaration: I declare that the material contained in this Assessment Task is my own work. XStudents Signature: / / College Use: Comments Code: Assessment Result: % Competent % Competence not yet demonstrated  Assessed By: Signature:Assessed By: Name: / / Ensure you provide a copy of your Financial Tables on CD with this task. Part A Sales Mix Refer to Module 5 Chapter 2 to assist you with answering these questions.  Q1. Explain the difference between liquidity and profitability and why businesses require both.     Q2. Sales Mix On the provided CD you will find a spreadsheet called Financial Tables. Save this spreadsheet from the CD to your computer. Complete the Sales Mix (Financial Table 1) on the provided spreadsheet. Note: that the spreadsheet allows you to input the cost and sales details for your 5 most significant products or services. If you have more than 5 use the 6th section to put in the others as one entry ie group them together a) Update the spreadsheet for your Sales Mix (Financial Table 1) for the FUTURE YEARS sales predictions b) Attach a document (labelled Sales Mix Justification) that explain what assumptions have you made in the details you have entered ie explain why you have chosen the sales levels you have chosen for each product and on what basis you have predicted the costs of good sold . If your sales have monthly variations explain why or if they dont explain why you will have the same number of sales each month. c) Add information to your Sales Mix Justification document on how you plan to monitor the sales mix assumptions and results to ensure they are on target? d) Add information to your Sales Mix Justification document on what some possible problems might be that may prevent achievement of your Sales Mix targets and what actions you can take to mitigate those risks and/or act so that you achieve the results you are seeking Part B Cash Flow Forecasts Refer to Module 5 Chapter 2 and the Financial Table Instructions to assist you with these questions. Remember to make back up copies of your Financial Tables and send in the final spreadsheet with your answers.  Q3. Complete the Cash Flow Table (Financial Table 4) on the provided spreadsheet. The green cells are the areas to update if applicable. Note: that the linked spreadsheet will already be bringing over some details from the tables that you have already updated. Update the Cash Flow table for your expected expenses each month based on when you will PAY the bill. For example you may have a telephone bill that only arrives every 2 months. So put the expected bill amount in for the month when you will be paying that bill and zero in the month in between Ensure that your expenses reflect any growth in the business that you are planning plus anticipated increases in costs through the year. Input the items as net of GST as the spreadsheet will then calculate the GST for the total expenses. For the Tax Instalment rate cell - The Tax Instalment Rate is determined by the ATO, which will notify each business of their calculated figure. This is supplied as a percentage figure, and should be recorded in the Tax Instalment Rate row as a decimal figure, ie. 15.75% recorded as 0.1575. Tax is payable either quarterly or in special circumstances annually. The Table assumes that Tax is to be paid quarterly. Use your businesses current instalment rate. If you do not have one use 20% ie .20 a) Update the spreadsheet for your Cash Flow table (Financial Table 14) for the FUTURE YEARS sales predictions b) Attach a document (labelled Cash Flow Justification) that explain what assumptions have you made in the details you have entered ie explain why you have chosen the expense amounts that you have chosen for each month. If these change why; and if the expenses do not change at all in the year why not. c) Add information to your Cash Flow Justification document on how you plan to monitor the expense assumptions and results to ensure they are on target? d) Add information to your Cash Flow Justification document on what some possible problems might be that may prevent achievement of your expense targets and what actions you can take to mitigate those risks and/or act so that you achieve the results you are seeking e) Analyse the Cash Flow information in Table 4 and add a section to your Cash Flow Justification document that explains how this impacts your business. Part C Profit and Loss & Balance Sheet Refer to Module 5 Chapter 2 and the Financial Table Instructions to assist you with these questions. Remember to make back up copies of your Financial Tables and send in the final spreadsheet with your answers.  Q4. Analyse the Profit and Loss information in Table 5 that will update after you have completed Tables 1 4. a) Create a document called Profit and Loss and explain what the table is telling you and any implications for the business. What sales / income or expenditure or borrowing levels will need to change to get to the desired business profitability? How will you implement this? Q5. Complete the Balance Sheet for your business as at the present position -Financial Table 6     Please mail this Assessment Task to: Australian College of Commerce and Management Locked Bag 8804, Wollongong NSW 2500  Australian College of Commerce and Management  FILENAME 567@PQR    2 ĻĕĊ~o~fW~MCMh>hjU'5aJhQwbhjU'5aJ jhhjU'5CJaJhjU'5CJaJ jh2hjU'5CJaJh2hjU'5CJaJh2hjU'CJaJhhjU'CJaJhhjU'CJaJhjU'h]hjU'5CJaJhjU'5CJaJhjU'CJaJh+shjU'5CJ aJ hlhjU'5CJ aJ hNp5CJ aJ hh5CJ aJ hjU'5CJ aJ 67@FP|||$If^gdjU'l04$d%d&d'd-D @&M NOPQ^gd+s4$d%d&d'd-D @&M NOPQ^gdH5!PPQR ^\EEE$If^gdhl0kd$$Ifl0t"  t0"644 l` apytH% 4 A B C D T _]]P $If^gd@zkd$$Ifl0t"LL t0"644 la% & F $$$IfVDE^`$gdY|6l02 4 7 @ A B C D R S T \ i qlaWKB!?!A!B!C!D!E!F!G!l!m!!!!!侶woh)/CJaJjGh]h)/CJUaJh]h)/5CJaJ&jh)/CJUaJmHnHtH uh)/CJaJh)/hx jhx U heaJ hX~aJhc5CJ aJ hc h5Mhc hLaJhiYhcaJ hcaJh,hc5CJ aJ +=!>!@!A!B!C!D!E!F!G!l!!!!!BPCPDPEPFPGPHPIPKPzPPP^gdR^gd2 !!!!PPP P%P&P,P-P.P/P3P4P>P?P@PAPBPDPEPFPGPIPJPKPzP{P˼찡ͼͼwogT%jh)/h)/CJUaJmH sH h)/CJaJh)/CJaJjh]h)/CJUaJhx h)/%jhRh)/CJUaJmH sH hRh)/CJaJmH sH h)/CJaJmH sH h)/CJaJmHnHsH uUjh)/CJUaJmH sH h_ h)/CJaJmH sH %jh_ h)/CJUaJmH sH Finance Assessment Task v5-08 Page  PAGE 1 of  NUMPAGES 4  Australian College of Commerce and Management  FILENAME Finance Assessment Task v5-08 Page  PAGE 2 of  NUMPAGES 4 {PPPPPPPPPPPPPPPPPPPPPPҿkkgc] heaJhx h)/(jhRh)/CJUaJmH sH * h)/CJaJmHnHsH u*%jhRh)/CJUaJmH sH hRh)/CJaJmH sH h)/CJaJmH sH %jh)/h)/CJUaJmH sH h)/CJaJmHnHsH ujh)/CJUaJmH sH h)/h)/CJaJmH sH PPP^gdG$21h:pK. 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