ࡱ> ` tbjbjss hx $dLdLdLPL@M~NNNNNO O O$h"9SOOSS"NN4[XXXSNNXSXXnx|NM FnGdLTBy ,q0zEUE@|E|OPXtQQOOO""WvOOOSSSSD &3 3  CTP Small Business Management Risk Assessment Task Cover Sheet Students Name:Business: Please complete and check all shaded sections before mailing to the College. Make sure this cover sheet is securely attached to your Assessment Task. Please (() the type of submission (Full Submission Partial Submission Resubmission Task 1 Risk Analysis BSBCMN416A  Participant Declaration: I declare that the material contained in this Assessment Task is my own work. XStudents Signature: / / College Use: Code: Comments Assessment Result: % Competent % Competence not yet demonstrated Part A Part B Part C Assessed By: Signature:Assessed By: Name: / / Part A  Identifying Business Risks Reference: College Reading Conducting a Risk Analysis  Q1. True or False Many small businesses fail due to cash flow problems. Q2. True or False Having customers who do not pay their bills on time can add to cash flow problems for a business. Q3. True or False Many small businesses dont have effective internal controls in place and so have the potential risk of internal fraud. Q4. What are some of the potential business threats / external Risks that a small business may face?       Q5. What are some of the potential business weaknesses / Internal Risks that a small business may face?       Part B Risk Assessment Reference: College Reading Conducting a Risk Analysis  Q6. True or False To correctly assess risk we need to consider the potential consequences and its likelihood of occurring. Q7. Rate the following risks: a) The consequence is severe; the likelihood is unlikely Rating: _______ b) The consequence is insignificant; the likelihood is very likely Rating: _______ c) The consequence is insignificant; the likelihood is very UNlikely Rating: _______ d) The consequence is serious; the likelihood is very likely Rating: _______ e) The consequence is significant; the likelihood is very likely Rating: _______ f) The consequence is significant; the likelihood is very UNlikely Rating: _______ Q8. Explain what factors may mean that a loss of $5 000 may bankrupt one business, but may be insignificant to another.    Q9. True or False Business risks should be considered based on the financial impact to the business of that risk. Q10. True or False The risks for one business will have different severity ratings from one business to another, as each business has a different amount of financial loss it can incur. Part C Risk Rating Exercise Conduct your own research and refer to the Risk Assessment Handout.  Case Study Information for the following Questions ABC Business has set the following levels for its risk assessment process for its 1st year of operation: Severe = Loss of $20 000 Serious = Loss of $10 000 Significant = Loss of $4 000 Insignificant = Loss of $1000 It sells products valued at $200 each (cost price). It sells to private citizens, private companies and government bodies It keeps cash on premises of up to $2000.  Q11. ABC (above) keeps 20 products in stock with no real fire detection or prevention systems in place. The products are highly flammable. a) What are the consequences in dollar terms in the event of a fire $? ____________ b) What is the consequence rating based on ABCs situation: ( Severe ( Serious ( Significant ( Insignificant c) What is the likelihood of loss occurring in the event of a fire? ( Very Unlikely ( Unlikely ( Likely ( Very Likely Explain your likelihood rating:    d) Using this consequence and likelihood rating, what is the Risk Rating No: (1 6) ____ Q12. ABC has a new employee and they are considering giving them keys to the premises and after-hours access which gives them access to all the funds held on the premises plus equipment. etc a) What is the consequence in dollar terms $? _____________ b) What is the consequence rating based on ABCs situation: ( Severe ( Serious ( Significant ( Insignificant c) What is the likelihood of amount of loss in the above circumstance? ( Very Unlikely ( Unlikely ( Likely ( Very Likely Explain your likelihood rating:    d) Using this consequence and likelihood rating, what is the Risk Rating No: (1 6) ____ Q13. ABC has a new competitor moving into town. The competitor has approached ABCs top clients with a very generous discount. If all of them change suppliers ABC will lose 20% of its income or $10, 000 of ABCs revenue and profit) a) What is the consequence in dollar terms $? __________ ( Severe ( Serious ( Significant ( Insignificant b) What is the consequence rating based on ABCs situation: ( Severe ( Serious ( Significant ( Insignificant c) What is the likelihood of amount of loss in the above circumstance? ( Very Unlikely ( Unlikely ( Likely ( Very Likely Explain your likelihood rating:    d) Using this consequence and likelihood rating, what is the Risk Rating No: (1 6) ____ Part D Risk Controls Conduct your own research and refer to the Risk Assessment Handout.  Q14. What would be effective controls or procedures for a small business that has low cash levels and cash-flow challenges?      Q15. What would be an effective control or procedure for a small business that has slow paying customers?      Q16. What are some controls you can put in place to prevent staff theft or fraud in a business with employees?      Q17. List at least 4 types of insurance policies a business can take out to protect itself from specific risks. Ensure you explain what risks are protected by what types of insurance            Please mail this Assessment Task to: Australian College of Commerce and Management Locked Bag 8804, Wollongong NSW 2500 Email:  HYPERLINK "mailto:assessments@austcollege.com.au" assessments@austcollege.com.au Fax signed coversheet to 02 4225 1400  Australian College of Commerce and Management Page  PAGE 1 of  NUMPAGES 6  FILENAME SSP Risk Assessment Task 1 v4-08  !"'BCDMS[]^_     , - ? 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